Settled every day
A business account that does the bookkeeping as the money moves. No exports, no month-end, no shoebox.
Open in ten minutesEvery payment already carries who, what and why. Ordinary banks throw that away and hand you a list of numbers to retype into accounting software.
Ledger keeps it. The moment money moves, it is categorised, matched to its invoice and filed, so the books are finished before you look at them.
Settled every day
Average settlement
Currencies, one balance
Every payment is categorised and reconciled the second it lands.
Issue a card per team, per project or per coffee. Set the limit once.
A slice of every invoice moves to a tax pot before you can spend it.
Funds are held with tier-one partner banks and covered up to €100,000 per company.
Any payment over a limit you set needs a second person. Nobody can quietly empty the account.
SOC 2 Type II and ISO 27001, with an immutable log of every action on the account.
No setup fee, no minimum balance. Change plan or leave whenever you like.
For freelancers and one-person companies.
For companies with people who spend money.
For finance teams who want control without tickets.
“Month-end used to take four days. Last month it took a coffee.”
“I was sceptical about a bank doing my bookkeeping. Then our accountant asked what we had changed.”
“We issue a card per project now. I finally know what a project costs.”
Ledger is a regulated e-money institution. Your money is safeguarded at partner banks rather than lent out.
About ten minutes for most companies, with verification usually completed the same day.
Please do. Invite them for free; they get read access and a live export to their own software.
Export everything in one click, in open formats. There is no notice period.